One Day Mortgage

Step by step, dreams turn into doorways, and homes into lifelong memories.

Conventional Loans

FHA Loans

Second Mortgage

Heloc

Nodocs Loan

Bank Statement Loans

Dscr Loans

USDA Loans

VA Loans

We are Licensed in 6 States

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ABOUT ALF.

Access Loans & Financing was born in 2017 in Lilburn GA. The name derived from providing access to everyone who is need of financing.

Our Objective

Our primary objective in every mortgage transaction should be to borrow in a way that reduces debt, improves financial stability, and helps you to get debt free in as short a time as possible.

Our Vission

We help you to build your house of future, lighter and larger than all the houses of the past. There is nothing more important than a good, safe, secure home, we help everyone owns their dream home.

Your First Option is Also
Your Fastest Option.

15 Minutes

Contact a loan origination or apply online - it only takes about 15 minutes to submit a loan application.

10 Days

When you qualify. You'll receive a pre-approval and our team will process your loan and clear to close in under 10 days.

Clear to Close

Your loan is all set and ready for your closing. Thanks to our First Option Mortgage Process.

Ready to Own Your Dream Home?

We have help 1000s of family move into their dream home.

Ready to Own Your Dream Home?.

We have help 1000s of family move into their dream home.

home
Services

Our Loan Options – Built Around You.

30-Year Fixed Rate Mortgages

The conventional 30-year fixed-rate mortgage has regular monthly payments and an interest rate.

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15-Year Fixed-Rate Mortgages

This loan is fully amortized over a 15-year period and features constant monthly payments.

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Adjustable-Rate Mortgage

An adjustable rate mortgage is known as an ARM. The interest rate on an adjustable rate mortgage.

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FHA Loans

A Federal Housing Administration (FHA)-insured mortgage loan is known as an FHA loan. To lower the risk of loss.

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Jumbo Loans

A jumbo loan is one that is larger than the conforming loan restrictions that Freddie Mac and Fannie Mae have established.

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USDA Loans

The option to own a house outside of city limits is provided to borrowers by the United States Department of Agriculture.

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VA Loans

A VA loan is a kind of mortgage guarantee issued by the Department of Veterans Affairs (VA) in the United States.

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Reverse Mortgage

For seniors 62 years of age and above, a reverse mortgage is a loan. Homeowners can convert their equity into cash.

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Let’s build it right.

A Home is More Than Just Walls.

It’s where your baby takes their first step. Where Sunday mornings smell like coffee and comfort.
Where dreams grow, love multiplies, and memories are made.
Whether you're buying your first home, building your forever space, or refinancing to breathe a little easier — this journey matters. And so does the guidance you receive.
With shifting markets and endless loan options, I’m here to walk beside you — offering clarity, care, and choices that truly fit your life.
Because your home loan isn’t just a number. It’s the foundation of your future.

Members

Team Members.

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Haliam Z. Dicolaz

Business Development

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Nicolas D. Case

Customer Relations

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Phumdon H. Norman

Marketing

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Rosalina D. Williamson

BD Founder

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Hulk M. Kenbon

Web Developer

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Time to Refinance? Let’s Talk Options.

Refinancing isn’t just about chasing better rates — It’s about reclaiming freedom, comfort, and peace of mind.

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Makeover Your Home

Use refinancing to upgrade
and modernize your
home.

Get Quote
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Cash

Out refinance or find
synonyms for debt
consolidations

Get Quote
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Tap Into Home Equity

Your home holds value — put it to work for renovations, investments, or goals that matter most.

Get Quote
pricing

Price & Plans.

Basic

$29

Monthly
  • IT Solutions
  • Software Development
  • UX/UI Strategy
  • IT Consulting
  • Designing Step

Professional

$99

Monthly
  • IT Solutions
  • Software Development
  • UX/UI Strategy
  • IT Consulting
  • Designing Step
  • Product Design

Standart

$59

Monthly
  • IT Solutions
  • Software Development
  • UX/UI Strategy
  • IT Consulting
  • Designing Step
News Feed

News Updates.